Hello York Colleagues
The CUNY Open Enrollment period is November 1, 2024 – November 30, 2024. To make changes, complete a Health Benefits Application. To obtain an application, please visit the York HR Benefits webpage here. Please visit the Open Enrollment tab for all the change forms. You may also visit the York HR Office for forms. Please be sure to alert Brigette Major bmajor@PROTECTED or Chansong Kim ckim901@PROTECTED if you upload the forms to the secure HR portal. As the last week of November is also the Thanksgiving holiday and a short work week, we encourage all employees to make changes, submit forms and make inquiries about all open enrollment activities by Friday, November 22.
More information about open enrollment can be found below.
From: Carmel Boyle
Sent: Friday, November 1, 2024 1:26 PM
To: staff-ft@PROTECTED; faculty-ft@PROTECTED
Subject: Please Read - CUNY Open Enrollment Fall 2024


AnnualTransfer Periodfor ActiveEmployees –Fall 2024
The Fall 2024 Annual HealthBenefits ProgramTransfer Periodbegins
November1, 2024andends November30, 2024.
Health planchanges requested during the Transfer Period willbe effective January 1, 2025and the new payroll deduction, if applicable,will begin with yourfirst full paycheck inJanuary 2025.
If youdo notwish tomake anychanges toyour currenthealth plan,you donot needto doanything duringthe TransferPeriod.
During the Annual Transfer Period, you may:
· Transfer into any health plan listed in this notice for which you are eligible,
· Add or drop the Optional Rider,
· Add or drop dependent(s), or
· Waivebenefits.
Family Status and Other Changes:
· Ifyou havechanged youraddress, pleaseupdate youraddress throughyour ESSor youragency HR/Personnel.
· If youchanged yourmaritalstatus,contactNYCAPSCentralor youragencyHR/Personnel.
· Ifyouchangedyourdomesticpartnershipstatus,contactNYCAPSCentral,youragency HR/Personnelandunion/welfarefundsothatyourrecordscanbeupdatedaccordingly.Thisisimportantfortaxationreportingpurposes.
· Medicareis primaryfor employeesat age65 orolder whochose notto enrollin aCity healthplan orwaive theirCity healthbenefits orare notcovered byanother employerhealth plan.
· Medicareis primaryfor adomestic partnerat theage of65 orolder ifyour partnerdoes nothave healthcoverage throughtheir employer(if applicable).It isessential thatthey enrollin MedicareParts Aand Bto maintainmaximum coverageto avoidadditional medicalexpenses.
To make changes, complete a Health Benefits Application. To obtain an application, please visit the York HR Benefits webpage here. Please visit the Open Enrollment tab for all the change forms.
CIGNA Health Plan
CIGNA healthplan isno longer availablefor actives employeesand eligibledependents (effective 1/1/2025). If you are currently enrolledin CIGNA,you mustelect anotherCity healthplans duringthe transferperiod. Ifyou donot electanother healthplan, then your healthcoverage will bewaived effectiveJanuary 1, 2025.
Health Plan Rates
· Please refer to the employee rate chartbefore selecting any new health plan at https://www.nyc.gov/site/olr/health/summaryofplans/health-ratechart.page.These rates are subject to change.
EmployeeSelf-Service(ESS):EmployeeswithaccesstoESSmaymakechangestotheirhealthbenefitsonline.
Health BenefitsApplication: Employeeswho do not have accessto ESS can makechanges to theirhealth benefits by completingthis application,which isavailable inthe formsand downloadssection ofour websiteat nyc.gov/hbp.Completed applicationsshould besubmitted to theiragency HR/PersonnelOffice for processing.
Transition to Retirement From Employee to Retiree City Health Coverage
As youget readyto retirethere aremany thingsyou needto considerwith regard toyour healthbenefits. Please visitthe OLRwebsite at https://www.nyc.gov/site/olr/health/health-videos.pageto view ourtransition to retirementvideos.
These videoswill guideyou throughthe stepsinvolved intransitioning your healthbenefits fromemployee to retireestatus. Beloware someof thesteps youshould taketo ensureyour benefitstransfer fromactive serviceto retiree:
· Visit your pension system to establish your retirement date and to obtain documentation of your pension credible years of service.
· Complete the Retiree Health Benefits Application/Change Form and have your HR department complete and certify Section I. of the application.
· If youare retiringand youand youreligible dependentsare 65and over,you andyour coveredeligible dependent mustenroll inMedicare PartsA andB. Pleasecomplete aSEP form(CMS L564)for youand your eligibledependent byyour AgencyHR priorto applyingfor MedicarePart A andPart Bin orderto avoid anylate enrollmentpenalties forMedicare PartB.
· Please refer to the retiree rate chart at https://www.nyc.gov/site/olr/health/summaryofplans/health- ratechart.page.These rates are subject to change.
If youare makingchanges toyour healthbenefits plan/option,please reviewthe followingHealth BenefitsProgram materialson our website at nyc.gov/hbp:
· Health PlanRate Chart for Employees
· Summary Program Description (SPD)
· Summary of Benefits and Coverage (SBC)
· Links to the Health Plans’ websites for additional health plan and contact information
Prescription Drug Coverage
· Ifyour union/welfarefund providesprescription drugcoverage, andyou areselecting eitherHIP HMOor GHI-CBP, then prescriptiondrug coverage(aside fromthose coveredunder thebasic plan)will be availableonly throughyour union or welfarefund and not through theOptional Rider.
· If you are selecting any other health plan,you are eligible to select the Optional Rider for prescription drugs in addition toyour unionor welfare fund’s prescriptiondrug coverage.Your healthpremium deduction willbe adjusted accordingly.
· Contact your union/welfare fund for your prescription coverage information.
Domestic Partner Status Change
If the employee changed their domestic partnership status, the employee should contact NYCAPS Central or theagency HR/Personnel and union/welfare fund so that their record can be updated accordingly. This is important for taxation reporting purposes.
MSC Health Benefits Buy-Out Waiver Program
The FlexibleSpending Accounts(FSA) ProgramOpen Enrollmentis September23, 2024through November8, 2024,which includesthe MSCProgram. Toenroll inthe MedicalSpending Conversion(MSC) HealthBenefits Buy-OutWaiver Program,please completeboth theMSC HealthBenefits Buy-OutWaiver Enrollment/ChangeForm anda HealthBenefits Applicationto receiveannual incentivepayments. Ifyou arealready enrolledin MSCHealth BenefitsBuy-Out WaiverProgram, thenyou donot needto doanything sinceyou willbe automaticallyenrolled forthe followingyear.
The annual incentive payment for the MSC Health Benefits Buy-Out Waiver Program for Plan Year 2025 will be
$500 (individual) and $1,000 (family).
MSC HealthBenefits PremiumConversion Program
Health plan premiums are deducted on a pre-tax basis. If you wish to have deductions on a post-tax basis, youmust fill out an MSC Premium ConversionEnrollment/Change Form. For information about MSC Program andto download forms, visit nyc.gov/fsa.
Summary of Benefits and Coverage (SBC)
Each healthplan hasprepared anSBC asrequired bythe Patient Protectionand AffordableCare Act. Toreview the SBC of a particular plan, please visit the HealthBenefits Program website at nyc.gov/hbpor contactthe health plan directly.